Real Estate Investors


CapitalHomes.BIZ

Capital Homes Incorporated specializes in the acquisition, repositioning, and management of high-quality residential and multifamily apartment communities in emerging growth markets throughout the United States. The firm’s investment strategy emphasizes disciplined underwriting, operational excellence, and sustainable value creation, with a focus on delivering attractive, risk-adjusted returns to its investment partners.

We buy mortgage notes

We buy Notes from Banks, Credit unions, and Private sales. Capital Homes Inc. actively acquires and disposes of mortgage notes secured by residential and multifamily real estate. The firm evaluates both performing and non-performing notes, applying disciplined underwriting, collateral analysis, and market-based pricing to identify opportunities aligned with its investment strategy.

Mortgage notes may be acquired directly, restructured, held for cash flow, or positioned for resale depending on asset performance, borrower engagement, and market conditions. Through this approach, Capital Homes seeks to create value through strategic note ownership, active management, and selective disposition, rather than direct property ownership.



Real Estate Trend


Recent FHFA data show that ultra-low mortgage rates from the pandemic era are slowly disappearing from the market. The share of mortgages with rates below 4% has declined to 51.5% of all outstanding mortgages—the lowest level since Q4 2020. As life events necessitate home sales, borrowers are reluctantly releasing these below-market mortgages, gradually increasing housing market liquidity. This trend represents a steady normalization after the Federal Reserve’s unprecedented interest rate policies during 2020-2022, which created historic distortions in home prices and mortgage rates. For commercial real estate investors, this unwinding signals a gradual return to more typical residential market dynamics.
by Wolf Richter • Januari 3, 2026

https://rb.gy/tfwua6

Contact us

EMAIL
Dieuw@CapitalHomes.BIZ
Sebastian@CapitalHomes.BIZ
 
PHONE / TEXT/ FAX
Ph: 207-413-4205 or 207.809.8703
 
LOCATION
Maine Designated Broker #DB921317
Virtual Location Portland, Maine

MAILINGS
62 Portland Rd, Ste 25a, Kennebunk, ME 04043